Individual Financial Plan – A Personal Investment Roadmap for Individuals and Businesses
The Individual Financial Plan is a comprehensive and visually transparent document designed for both individuals and businesses. It brings together all your investments – stocks, ETFs, crypto, precious metals and other strategies – in one place.
It provides clear insight into asset allocation across different asset classes and sectors and supports informed decision-making: when to take profits, where to identify opportunities and how to align your portfolio with your goals. The plan is always available in shared use with us – as your reliable companion at every financial step.
Sample chart of an example of diversification by investment class
WHERE DO WE INVEST?
Stocks and ETFs
Stocks and ETFs
To access stocks and ETFs, we open a brokerage account with trusted brokers that combine cutting-edge technology with extremely low costs. Both individuals and companies invest through platforms that enable fast order execution, a wide range of global investments, and full portfolio control – all with our expert support behind the scenes.
Precious metals
Precious Metals
When investing in precious metals, we offer our clients comprehensive support – we advise on the purchase, find trustworthy providers and ensure the best available price. Depending on the needs, we also provide safe storage in certified vaults or organize physical delivery to the selected location.
Our goal is for individuals and companies to invest in gold, silver or other metals safely, transparently and without hidden costs.
Bitcoin and crypto
Bitcoin and Crypto
We advise clients on choosing the right crypto broker, based on their goals, location and investment approach. We help with account setup, proper platform configuration and take care of key aspects of cybersecurity – from secure storage of private keys to access protection.
Whether it is a long-term investment or active trading, we provide a safe and thoughtful starting point into the world of cryptocurrencies.
Active management in coexistence with passive strategies
Active management in harmony with passive strategies
In addition to passive investing in ETF funds, we also provide clients with access to verified, licensed managers of active strategies. We help arrange contact and cooperation with a manager who actively manages a portion of the assets in accordance with agreed goals.
An important advantage of such an approach is the possibility of gradually transferring profits from active strategies to passive ones – which allows for greater flexibility and adaptation to market conditions. The client thus has a transparent portfolio structure and direct contact with the manager, while we ensure integrated, strategically coordinated management of the entire asset.
INVESTING AND TRADING ARCHITECTURE
INTERACTIVE BROKERS
The leading platform for accessing global stocks and ETFs, used by hedge funds and advanced individual investors.
KRAKEN
A reliable, regulated crypto exchange with FCA registration, enabling secure fiat transition and secure storage of digital assets.
HYPERLIQUID
The fastest growing DEX platform on its own blockchain, enabling transparent trading without intermediaries and central control.
METAMASK
A key web3 wallet for accessing decentralized finance, enabling the use of platforms like Hyperliquid for advanced users.
TREZOR
The most trusted cold wallet for long-term Bitcoin storage without intermediaries with maximum protection against online threats.
DISCORD
Our main communication channel for up-to-date portfolio information, connecting the team and community in real time.
Research team
The Financial Insights team brings together experts from various fields, including licensed asset management, actuarial science, advanced programming, geotechnology and mining, and cryptocurrencies. With our knowledge and experience, we provide comprehensive and professional solutions to various financial challenges and innovative approaches to market analysis and investments.
ŠPELA DUGAR
Founder
Špela Dugar is an experienced financial expert with a background in financial mathematics and a master's degree in quantitative finance and actuarial science.
JERNEJ LUKMAN
Licensed Asset Manager
Jernej Lukman is a portfolio manager at BG&Partner AG, based in Liechtenstein, and the founder of the Slovenian web portal Insajder.si.
ZORAN AKŠAMOVIĆ
Expert partner
Zoran Akšamović is a client manager in the area of asset management at BG&Partner AG, based in Liechtenstein, and the founder of the Slovenian web portal Insajder.si.
PATRIK VIDEC
Expert Partner
Patrik Videc is a master's degree in geotechnology and mining engineering with in-depth knowledge of blockchain technology and an expert partner of the Slovenian educational platform Financial Insights and Insajder.si.