Financial Insights, educational platform d.o.o.
1. BASIC PROVISIONS AND NATURE OF THE PLATFORM
1.1. The online platform Financial Insights (hereinafter: Platform) is a private, closed and non-public educational platform
1.2. The Platform is operated by Financial Insights, ieducational platform d.o.o., Brežič 1a, 5220 Tolmin, tax number SI87562111 (hereinafter: Provider).
1.3. The Platform is not a public service, is not intended for the general public and does not operate on the basis of an online sales, subscription or membership model.
1.4. The Platform represents an accompanying, optional educational and information environment that may exist exclusively as an addition to an individual contractual relationship between the Provider and an individual user (educational contract, mentoring or coaching contract).
2. ACCESS BY INVITATION ONLY
2.1. Access to the Platform is possible exclusively on the basis of an individual invitation or access code provided by the Provider.
2.2. The access code:
- does not constitute a right,
- is not transferable,
- may be limited in time, content or functionality,
- may be revoked by the Provider at any time without giving reasons.
2.3. The Provider reserves the right to:
- refuse to grant access,
- restrict or terminate access,
- delete the user account,
without any obligation to explain or any liability.
3. NATURE OF ACCESS – NO SERVICE RELATIONSHIP
3.1. Access to the Platform and its contents:
- is not an object of sale,
- is not a stand-alone service,
- is not part of a paid product, unless expressly stated otherwise in the individual contract.
3.2. Access to the Platform:
- does not create a consumer relationship,
- does not create a subscription relationship,
- does not create a permanent obligation of the Provider.
3.3. The Platform and its contents are not an essential part of the contractual services, but merely an accompanying environment, which the Provider may change or withdraw at any time.
4. RELATIONSHIP TO INDIVIDUAL CONTRACTS
4.1. In the event of an individual contract (educational, mentoring-coaching or other), the contract takes precedence over these General Terms and Conditions.
4.2. The Platform and its contents do not constitute an independent service, but merely a supplement to the contractual relationship.
5. SCOPE AND NATURE OF THE CONTENT
5.1. The following may be accessible on the Platform:
- educational video content,
- analytical and conceptual examples,
- macroeconomic and market reviews,
- discussions in closed communities (e.g. Discord).
5.2. All content is:
- general,
- non-personal,
- exclusively educational and informative in nature.
5.3. The content is not tailored to the individual user, their goals, knowledge, risks or financial situation.
6. EXPRESS EXCLUSION OF REGULATED SERVICES
6.1. The Platform and its contents do not constitute:
- investment advice,
- personal investment recommendation,
- asset management,
- stockbroking services,
in the sense of ZTFI-1, MiFID II or other applicable legislation.
6.2. No content:
- does not constitute an invitation to make a transaction,
- does not create expectations of return,
- does not replace the services of licensed providers.
6.3. The User is aware that he makes all investment decisions solely on his own and at his own risk.
7. CONTENT AUTHORS
7.1. Content on the Platform may be created by the Provider and its contractual partners.
7.2. The opinions of individual authors:
- are general,
- educational,
- do not constitute personal advice to the user.
8. LIABILITY AND RISKS
8.1. The Provider is not liable for:
- financial losses,
- lost profits,
- indirect or indirect damage,
arising from the use of the Platform or the content.
8.2. Past examples or interpretations do not imply future results. All content is protected by copyright. It is prohibited to: Copy, record, distribute, transmit to third parties. Violation will result in immediate termination of access and the possibility of legal action. Violation will result in immediate termination of access and the possibility of legal action. 10. PRIVACY POLICY 10.1. Personal data is processed solely for the purpose of providing access and in accordance with applicable law.
11. FINAL PROVISIONS
11.1. The law of the Republic of Slovenia shall apply.
11.2. The competent court in Slovenia shall have jurisdiction.
11.3. The invalidity of an individual provision shall not affect the remaining provisions.